// For insurers

Financial crime compliance across every policy and claim.

Brayns screens policyholders and claimants, monitors fraud and sanctions signals and clears commercial counterparties on your own policies, with your team on the cases that need investigation.

// The problem

Insurers touch financial crime risk at every stage: onboarding a policyholder, paying a claim, renewing a commercial line and vetting a broker or corporate partner. Sanctioned parties, staged claims and identity fraud arrive through the same channels as legitimate business, and volume across retail and commercial books outstrips what a manual review team can cover.

Commercial lines add KYB on top of individual screening. Beneficial ownership on a corporate policyholder, broker oversight and claimant verification all need a consistent standard, and regulators expect suspicious activity reported whether the exposure came through a premium or a payout.

01 / The workforce

One platform.
A workforce of agents.

Agents run your entire compliance operation, each owning a part of it and running it continuously on your own SOPs, at machine scale. The ones below are the financial-crime set, one example of that workforce at work.

Agent
KYC Agent
Screens policyholders and claimants at onboarding and at payout. It verifies identity, checks sanctions and PEP exposure, and clears the relationship against your risk policy before a policy is bound or a claim is authorised.
Agent
TM Agent
Monitors premium flows, claim patterns and beneficiary payments against your fraud typologies and sanctions signals. It clears routine activity and surfaces staged claims, mule payouts and unusual routing with the reasoning attached.
Agent
KYB Agent
Maps beneficial ownership and verifies corporate policyholders, brokers and commercial partners across registries. It resolves conflicts against your policy and keeps third-party oversight current across your commercial lines book.
Agent
SAR Reporting Agent
Turns a confirmed insurance case into a filed report on its own. It assembles the policy and claims history, drafts the SAR in your FIU format and files it, so reporting keeps pace with investigation outcomes.
Agent
Perpetual KYC Agent
Keeps policyholders, claimants and commercial partners under continuous review. It re-screens the moment behaviour, ownership or exposure changes, so rising risk is caught when the pattern shifts, not at renewal.
Agent
Regulatory Change Agent
Tracks insurance AML obligations, sanctions requirements and local reporting rules and turns each change into the edits your screening and monitoring workflows need. A new obligation is live across every agent the day you approve it.
02 / How it works

Changing a policy is how you run it.

Upload your policyholder screening rules, claims fraud thresholds and commercial KYB policy. Brayns builds the workflows, agents run them on every policy and payout, and when a rule changes the workflows follow the same day.

Step 01

Upload your
policies

Your SOPs, risk policy and thresholds, in the language you already use.

Step 02

Workflows build
themselves

Brayns turns each policy into a runnable workflow. Generated, not coded by hand.

Step 03

Agents run
the work

Continuously, inside your perimeter, with every action written to the audit log.

Step 04

Change a
policy

The workflows follow the same day. Nothing to rebuild, nothing left out of date.

03 / The outcome

Every policy screened. Every claim checked.

Agents run screening and monitoring across retail and commercial books; your investigators handle confirmed cases and regulator contact. Below is a live insurer processing nine hundred thousand policies with a thirteen-person financial crime team across two business lines.

1.2M+
Policyholders and claimants screened annually with capacity that scales to book growth.
16%
False positives in fraud alerts, down from seventy-three percent.
Hours
Commercial policyholder KYB, down from ten days.
Same day
From confirmed case to filed SAR.
04 / Deployment

It runs where your data lives.

The platform is deployed inside your own environment, so the most sensitive data you hold never leaves it, and control stays with your team.

01

In your
perimeter

Runs on your own infrastructure. No case, prompt or decision is sent to an outside service to be processed.

02

Your data
stays yours

Never used to train the underlying model, and never pooled with another firm's. What is yours stays yours.

03

Humans on the
edge cases

Agents do the work and show their reasoning. Your people hold the decisions that carry real weight.

04

Examination-
ready

Every action reconstructs to its inputs and the policy version in force, produced for a regulator in seconds.

05 / Ideas

How we think about compliance.

The thinking behind the platform — where compliance is going, and why the architecture has to change. Five short pieces.

All pieces →
See it run

See it run on your insurance operation.

Bring your policies. We will show you the agents executing them, with the full audit trail, inside your own environment.

Book a demo